personal-finance
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Interest Rate vs. APR: What’s the Real Cost of a Mortgage?
If you’ve been shopping for a mortgage, you’ve probably seen two different numbers: the interest rate and the APR (Annual Percentage Rate). While they might seem similar at first glance, they actually tell you two different things about the cost of your loan. Understanding the difference is crucial if you want to compare lenders accurately…
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How Your Credit Score Affects the Mortgage Process – and How to Improve It
If you’re thinking about buying a home, your credit score is one of the most important factors in the mortgage process. It impacts everything from the interest rate you qualify for to the type of loan options available to you. Understanding how lenders view your credit and how you can improve it could save you…
Bay Area Homebuyer 