Down Payment – Bay Area Homebuyer

Bay Area Home Buyers: New $200k Down Payment Assistance

If you’ve been dreaming of owning a home in the Bay Area but keep hitting a wall when saving for a down payment, there’s some good news on the horizon. A new down payment assistance program is making it a little easier for first-time buyers to literally get their foot in the door. What’s the…

April 15, 2025

Nicole MacLeish

Applying for a Mortgage, Down Payment

alameda county, contra costa county, Down Payment, fha-loans, finance, first time homebuyer, home-buying, housing-market, loans, mortgage, Real Estate, realtor

Bay Area Home Buyers: New $200k Down Payment Assistance

How Much Down Payment Do You Really Need to Buy a Home?

Buying a home is one of the biggest financial decisions you’ll make—and for many people, the most intimidating part is the down payment. You’ve probably heard the old rule that you need to put down 20%. But is that really true? Not exactly. The good news is, there are several types of home loans that…

April 4, 2025

Nicole MacLeish

Applying for a Mortgage, Down Payment, Home Loan Basics

Down Payment, fha-loans, finance, first time homebuyer, home-buying, loans, Real Estate, realtor, usda-loans, va-loans

Using Gift Funds for a Down Payment: What Homebuyers Need to Know

Purchasing a home is an exciting milestone, but saving for a down payment can be a significant hurdle for many buyers. Fortunately, gift funds can be a great way to bridge the gap and make homeownership more accessible. If you’re considering using gift funds for your down payment, it’s essential to understand how they work,…

March 13, 2025

Nicole MacLeish

Down Payment, Home Loan Basics

Down Payment, finance, home-buying, loans, mortgage, Real Estate