Nicole MacLeish
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Stand Alone 2nd Mortgage vs. HELOC
A HELOC (Home Equity Line of Credit) and a second mortgage are both loans that use your home’s equity as collateral, but they work differently. Here’s the key difference: 1. HELOC (Home Equity Line of Credit) 2. Second Mortgage (Home Equity Loan) Which One is Better? Interest Rate Comparison: HELOC vs. Second Mortgage Which Has…
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Dublin Shaker Has Us Thinking About Earthquake Insurance
On March 17, 2025, a magnitude 3.9 earthquake struck near my town of Dublin, California, jolting residents across the San Francisco Bay Area. This event serves as a stark reminder of the region’s seismic activity and the importance of preparedness. Living in one of the most seismically active areas globally, Bay Area residents face the…
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New home developments coming to Dublin, CA
Dublin, California, is experiencing significant growth with several major residential and mixed-use developments underway. These projects aim to provide housing, retail, and community spaces to support the city’s expanding population. Here’s a look at some of the key developments shaping Dublin’s future. Francis Ranch (East Ranch) Location: 4038 Croak RoadTrumark Homes, LLC, is developing a…
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Understanding Escrow Accounts When Buying a Home
Buying a home is a complex process, filled with financial and legal steps to ensure a smooth transaction. One crucial component of this process is the escrow account. If you’re new to home buying, you may be wondering what an escrow account is and how it functions. Let’s break it down. What is an Escrow…
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Using Gift Funds for a Down Payment: What Homebuyers Need to Know
Purchasing a home is an exciting milestone, but saving for a down payment can be a significant hurdle for many buyers. Fortunately, gift funds can be a great way to bridge the gap and make homeownership more accessible. If you’re considering using gift funds for your down payment, it’s essential to understand how they work,…
Bay Area Homebuyer 